Bunq banking

3 minute readOpen a Bank Account in Just 5 Minutes!Open an account with bunq in minutes, with no paperwork or branch visits required.11 January 2021Getting started with bunq is fast, simple, and designed to make your life easy. Whether you’re looking for a personal or business account, you can sign up and verify your identity in just 5 minutes—no paperwork, no waiting!First Things First: Who Can Open a bunq Account?We’re active in many countries within the European Economic Area (EEA). All EEA citizens over 18, residing in countries we operate in, can sign up for bunq. If you're not a European citizen but live in one of these countries, you’re eligible too!Ukrainian citizens who have become refugees due to the ongoing conflict are also eligible to open a bunq account.If you're under 18 and live in the Netherlands, Germany, France, Spain, Ireland, or Italy, you can also open a bunq account. However, you’ll need permission from a legal guardian who also has a bunq account (even a free one works!).For more details about eligibility, check out our Together article.How Do I Open an Account?Great! You can sign up by clicking this link. Once you have the app, follow these simple steps:Choose a plan and start your free 30-day trial.Fill in your personal details.Let us know what kind of account you need.Select a document to verify your identity.Ensure you’re in a well-lit, quiet room.Photograph both sides of your document.Record a short video as instructed on the screen (to confirm your identity).Done! We’ll review your details shortly.Once everything is verified, you can start enjoying the bunq plan you chose. After your trial ends, you can continue with the same plan or select another one—your choice!Find the Right Plan for YouNot sure which bunq plan suits your needs? Whether you're looking for personal banking, business solutions, or sustainable banking options, we’ve got a plan tailored for you.Explore all our plans on our Plans page.Read more about choosing the perfect plan in our blog post, Choosing the Right bunq Account for Your Needs.Why Choose bunq?bunq isn’t just a bank—it’s the bank of The Free. Discover our unique benefits designed to make life easy:Save More Money: Maximize your savings with high-interest rates and innovative features.Smart Budgeting: Gain insights into your spending and manage your money effortlessly.Effortless Travel: Enjoy stress-free trips with ZeroFX, local IBANs, and worldwide payment compatibility.Sustainable Banking: Make a positive impact with every purchase by planting trees and supporting green initiatives.More Features You’ll LoveWhen you open an account with bunq, you unlock a world of benefits:Instant Notifications: Get notified immediately about every transaction.Multiple IBANs: Manage your money effortlessly with up to 25 IBANs linked to one account.Joint Accounts: Easily share expenses with friends,

3 minute readHere’s How bunq Keeps Your Money SafeLearn how bunq prioritizes security with features to keep your money safe and accessible.June 13, 2024A Proper Banking LicenseFirst things first—bunq is not just a fintech app but a legitimate online bank. We operate under a full European banking license provided by the Dutch National Bank (DNB). This means that we have a Deposit Guarantee Scheme (DGS), which insures up to €100,000 of your money. Rest assured, we safeguard your deposits with the utmost care.Delayed Payments for Extra Peace of MindTo protect you from fraud, we introduced Delayed Payments. Whenever you make a payment that our system flags as suspicious, it appears as if the payment has already been made (the amount appears to have been debited and your balance updated), while in reality, the money remains safely with us for another 24 hours. This gives you time to cancel the payment via the app if necessary.Name Mismatch AlertsWhen sending money, you benefit from additional warning messages in case the name does not match the IBAN number. This gives you the opportunity to cancel (or confirm) the payment, adding an extra layer of security.Safety Lock for Suspicious ActivityIf bunq has a reasonable suspicion that something could be wrong with your account, all payments and cards will be paused, and your access to bunq will be frozen. You can only continue after confirming an additional facial scan in combination with your login code.Protecting Against Unauthorized AccessFraudsters are known to try to convince people to install software on their devices as a way to gain access to these devices. If we have reason to suspect this may have happened to you, we will immediately limit the use of your account to safeguard your information.Virtual Credit Cards for Extra SecurityPurchasing something from a new website and unsure how safe it is to share your card details? No worries—use a virtual credit card. You can disable it as soon as you’ve made the purchase to ensure your money's safety. Keep in mind that you can only use this feature up to 20 times per year, and it’s available if you’re an bunq Pro or bunq Elite user.Protecting Your CVCIf you look at your beautiful bunq card, you’ll notice there’s no CVC code on it. This extra layer of security keeps you safe in case you misplace your card. If someone somehow gets a hold of your

CVC, you can immediately change it in the app. To ensure there's never an issue, you can set your CVC code to automatically regenerate every 5 minutes. You can do this from your Cards screen after selecting the desired card.Choosing Your Log-out Time and Payment LimitsWhen you become a bunq user, your app is automatically set to log you out after 5 minutes. For added security, you can set this to 0 seconds. Additionally, you can set a limit on how much you spend in a day without entering your security code. Whether it’s €1 or €1,000, the choice is yours. Set this up in your Security settings and have complete control over your spending.Immediate Support if NeededAt bunq, you have control over your account 24/7, without needing a help desk or account manager. Thanks to real-time push messages, you are immediately informed of what is happening on your account. If you suspect something is wrong, you can immediately change your security code via the app or call our emergency number (+31 208 083 666). Our SOS support will help within 10 minutes if other methods fail.Lastly, there’s one very simple way you can make sure you and your account stay safe and is to remember: bunq will NEVER call you. We’ll only ever reach out to you through our secure in-app chat.Additionally, never share your login details or personal information with anyone. Keep your account safe by using strong passwords and enabling two-factor authentication for added security.We hope this overview has helped you understand how we protect your money and data. Join the bunq community and start enjoying the ultimate banking experience today!

Donderdag 6 juni 2024, 18:43 CEST Neobank lanceert eigen generatieve AI-technologie: Finn bunq treedt met hiermee in de voetsporen van Google en Amazon; AI drijvende kracht achter internationale groei: bunq telt inmiddels meer dan elf miljoen gebruikers, samen goed voor 7 miljard euro aan gebruikerstegoeden. Amsterdam, 19 december 2023— bunq, de op één na grootste neobank in Europa, lanceert Finn. De generatieve AI-technologie vervangt de zoekfunctie in de bunq-app en is per direct beschikbaar voor alle bunq-gebruikers. Dankzij Finn kunnen zij nu beter financieel plannen, slimmer budgetteren, gemakkelijker transacties terugvinden én nog veel meer. Finn werd door bunq in eigen beheer ontwikkeld en maakt gebruik van de krachtigste Large Language Models (LLMs) zoals GPT-4. “Finn zal je versteld doen staan”, zegt Ali Niknam, oprichter en CEO van bunq.“Het is fantastisch om te zien hoe we met een laserfocus op onze gebruikers en de kracht van AI, het dagelijks leven van mensen zóveel gemakkelijker kunnen maken.” Voor gebruikers van OpenAI zal Finn direct vertrouwd aanvoelen. Finn heeft net zoals ChatGPT een chatfunctie waarin gebruikers vragen kunnen stellen over hun bankrekening, uitgavenpatronen, spaartegoeden en alles wat verder met geld te maken heeft. Finn geeft antwoord op geavanceerde vragen, zoals: “Hoeveel geld besteed ik per maand gemiddeld aan boodschappen?” Of: “Hoeveel heb ik dit jaar uitgegeven op Amazon?” Finn combineert daarnaast gegevens om antwoord te geven op vragen die verder gaan dan specifieke transacties, zoals: “Hoe heette dat Indiase restaurant in Londen waar ik met een vriend heb gegeten?” of: “Hoeveel geld heb ik afgelopen zaterdag uitgegeven in dat café bij Central Park?” De succesvolle inzet van AI heeft een belangrijk aandeel in de versnelde Europese groei van bunq. Inmiddels telt de challenger meer dan elf miljoen gebruikers, samen goed voor zeven miljard euro aan gebruikerstegoeden: een toename van 55 procent ten opzichte van juli 2023. Eerder vandaag tijdens de bunq Update 24 in het DeLaMar Theater lanceerde bunq nieuwe features, speciaal ontworpen voor digital nomads. Vanaf vandaag kan iedere bunq-gebruiker binnen vijf minuten een gratis bankpas aanvragen, direct te gebruiken met Apple of Google Pay. Met Apple Tap to Pay maakt iedere